TPH is a specialist in understanding, dealing with and advising on debt management issues.

Whether looking at defaults, securities, cash flow or debt compromise, TPH has a deep understanding of the impacts and consequences of debt and its relationship with business health, survival and profitability.

For more information and a free initial consultation, call 1300 756 425 or email


TPH’s debt management services are designed to assist SME’s, company directors and owners and individuals with debt issues. Whether it is to strategically plan or to tactically defend a creditor challenge, TPH can lend its expertise to the circumstances and provide workable cost conscious solutions.

If a solvency crisis is looming or if the business has a challenging working capital situation then managing your cashflow often means prioritising or potentially re-negotiating payments to creditors. It also means forecasting for different scenarios. We are constantly told  it is essential to have good cashflow management in order to survive in business and hopefully grow. TPH agrees with this mantra and can actually provide the back-up to give you confidence that your cashflow management is realistic and doable.

For any company, expertise in cashflow management might not be present or could be improved. TPH can provide effective services to assist companies professionally manage their cashflows.
If you require help or simply a second set of expert eyes to appraise short, medium or long term cashflow projections, TPH can assist.


Any review of cashflow and debt structure will always provide alternative finance and refinancing options. Many cashflow problems occur because the terms and conditions of certain financiers and financial institutions do not suit the business for a variety of reasons. Simply matching the right source of finance with the right business can be a significant step in stabilising the business cashflow and debt issues.
Whilst TPH is not licensed to offer finance, we are nevertheless well connected with some financial companies. Some financiers understand cashflow issues and debt stress and can offer solutions that result in good outcomes.


TPH offers creditor mediation or negotiation services. TPH will act on a company’s behalf in negotiating a reduction, a repayment plan for one debt (or several debts) or a more favourable repayment plan.
TPH believes that creditor mediation is an important tool to assist both payers and payees in achieving the best outcome for the least cost and least disruption. This service can be an ideal solution in many instances and should be seriously considered as an option to resolve solvency issues. Negotiating a ‘win-win’ outcome with the creditors will always be a superior outcome to a more formal appointment.
TPH uses a professional approach, applies protocols and together with its broad experience negotiates favourable outcomes.